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Contact Us

Hours of Operation
Monday thru Friday
7:45 a.m. - 4:15 p.m.
Lobby Hours
7:45 a.m. - 4:15 p.m.

340 TechnaCenter Drive
Montgomery. AL 36117

Mailing Address:
PO Box 240547
Montgomery, AL 36124

Phone: (334) 215-7328
Toll Free: (800) 381-7328
Fax: (334) 215-7946


Who can join?
Employees and retirees of the Alabama Rural Electric Association of Cooperatives and of its member electric cooperatives, and the member(s) of those cooperatives, and their family members to share the outstanding benefits of Alabama Rural Electric Credit Union.
How to join?
Membership Application
Change of Address Form 
CUe Branch
Faststrike Application
Powerline Application
Member Benefits
We offer you the ultimate in financial convenience. No waiting in long lines with us! We’ll handle your finances by phone or mail. Plus, a co-op representative is at your service for your one-on-one needs. Since we’re nonprofit, we’re here only to serve you. Our board of directors consists of people, just like you, who work for Alabama Rural Electric Cooperatives. Join us today and take advantage of the services we offer.
Account Fees

Effective: September 1, 2014
Overdraft Fee $30.00
Return Item Fee $30.00
Stop Payment Fee (per item) $30.00
Stop Payment Fee (per series) $30.00
Overdraft Protection (transfer from Shares for Return Item Fee) $2.00
Debit Card Replacement card and/or pin mailer
(1st card and pin mailer are free)
Credit Union Check (payable to 3rd party) $2.00
Statement Copies (per page) $1.00
Account History (per page) $1.00
Visa Gift Card Fee (per card) $2.75
Wire Transfers $15.00
Account Research (per hour/minimum one hour) $20.00
Visa Credit Card Replacement
(1st replacement card is free)
Dormant Account Fee (12 months of inactivity/per month) $5.00
Inactive Checking (12 months of inactivity/ per month) $2.00
Bad Address Fee (per month) $5.00
Title Fee (Auto, RV's, Camping Trailers, Travel Trailers) $20.00
UCC 1 Fee (Boats, Tractors, ATV's, Consumer loans) $30.00

Phone: (334) 215-7328 | Toll Free: (800) 381-7328 | Fax: (334) 215-7946
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency
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