Loan & Deposit Rates

Loan Rates Effective from AUGUST 1, 2008

AUTOMOBILES
New  
72 Months over $30,000 100% of Purchase Price 5.75% APR*
60 Months under $30,000 100% of Purchase Price 5.55% APR*
48 Months under $30,000 100% of Purchase Price 5.30% APR*
Used    
60 Months 1 & 2 years old 90% of NADA Retail Value 5.90% APR*
48 Months 3 & 4 Years 90% of NADA Retail Value 5.60% APR*
36 Months 5 years & older 90% of NADA Retail Value 5.50% APR*
BOATS
New    
60 Months 100% of Purchase Price 7.80% APR*
Used    
48 Months 90% of NADA Retail Value 7.90% APR*
SURF & TURF (Personal Watercraft & All Terrain Vehicles)
New    
36 Months 100% of Purchase Price 7.55% APR*
FARM EQUIPMENT
New    
60 Months 100% of Purchase Price 8.55% APR*
Used    
48 Months 90% NADA Retail Value 9.05% APR*
RV’S – MOTORIZED AND NON-MOTORIZED
New    
120 Months 100% of Purchase Price 8.55% APR*
Used    
60 Months 90% NADA Retail Value 8.05% APR*
*Annual Percentage Rate
Consumer Loans: Furniture, Appliances, Satellite Dishes & Etc.
New    
36 Months 100% of Purchase Price 11.30% APR*
Lawn Mowers
New    
36 Months <$3000.00 100% of Purchase Price 7.30% APR*
48 Months >$3000.00 100% of Purchase Price 8.05% APR*
Unsecured Signature Loans
Limits based on years of employment up to a maximum $7500.00
With Share Draft Account 12.90% APR*
Without Share Draft Account 13.90% APR*

Dividend Rates Effective August 1, 2008

SMALL SAVER CERTIFICATES (Minimum Deposit $1,000)
6 Months 3.25%*
3.30% APY
12 Months 3.40%* 3.45% APY
18 Months 3.50%*
3.56% APY
30 Months 3.60%* 3.66% APY
ONE TIME BUMP UP CERTIFICATE (Minimum Deposit of $5,000)
18 Months 3.55%*
3.61% APY
30 Months

3.65%*

3.71% APY
JUMBO SAVER CERTIFICATES (Minimum Deposit of $50,000)
6 Months 3.50%*
3.56% APY
12 Months 3.55%* 3.61% APY
18 Months 3.65%*
3.71% APY
30 Months 3.75%* 3.82% APY
SUPER SAVER ACCOUNTS (Minimum Deposit of $2,500)
  2.00%* 2.02% APY
CLUB IRA
  3.90%* 3.97% APY
30 MONTH IRA CERTIFICATE
  4.00%* 4.07% APY
SHARE DRAFT
$0.00 – $500.00 0.00% 0.00% APY
$500.01 – OVER 0.50%* 0.51% APY
REGULAR SHARES
  1.00%* 1.00% APY
CHRISTMAS CLUBS
  2.00%* 2.02% APY
VACATION CLUBS
  1.50%* 1.51% APY

Rates are subject to change without notice.
Available to qualified members, title and UCC fees will be charged when applicable.
*Annual percentage Rate

Your savings Federally Insured to $100,000 by National Credit Union
Administration a U.S. Government Agency

 

 

Privacy Policy