| Loan
& Deposit Rates
Loan Rates Effective June 1, 2010
| AUTOMOBILES |
| New |
|
|
| 84 Months over $30,000 |
100% of Purchase Price |
6.40% APR* |
| 72 Months over $30,000 |
100% of Purchase Price |
6.29% APR* |
| 60 Months (under $30,000) |
100% of Purchase Price |
6.00% APR* |
| 48 Months (under $30,000) |
100% of Purchase Price |
5.89% APR* |
| Used |
|
|
| 72 Months 1 & 2 years old (over $20,000) |
90% of NADA Retail Value |
6.50% APR* |
| 60 Months 1 & 2 years old |
90% of NADA Retail Value |
6.35% APR* |
| 60 Months 3 & 4 years old |
90% of NADA Retail Value |
6.15% APR* |
| 48 Months 3 & 4 Years |
90% of NADA Retail Value |
6.00% APR* |
| 36 Months 5 years and older |
90% of NADA Retail Value |
5.95% APR* |
| BOATS |
| New |
|
|
| 72 Months |
100% of Purchase Price |
7.25% APR* |
| 60 Months |
100% of Purchase Price |
7.00% APR* |
| Used |
|
|
| 60 Months over $15,000 |
90% of NADA Retail Value |
7.59% APR* |
| 48 Months |
90% of NADA Retail Value |
7.15% APR* |
| SURF & TURF (Personal Watercraft & All Terrain Vehicles) |
| New |
|
|
| 48 Months |
100% of Purchase Price |
7.25% APR* |
| 36 Months |
100% of Purchase Price |
7.00% APR* |
| FARM EQUIPMENT |
| New |
|
|
| 84 Months |
100% of Purchase Price |
8.00% APR* |
| 72 Months |
100% of Purchase Price |
7.89% APR* |
| 60 Months |
100% of Purchase Price |
7.75% APR* |
| Used |
|
|
| 60 Months |
90% NADA Retail Value |
8.00% APR* |
| 48 Months |
90% NADA Retail Value |
8.85% APR* |
| RV’S – MOTORIZED AND NON-MOTORIZED |
| New |
|
|
| 120 Months |
100% of Purchase Price |
8.35% APR* |
| Used |
|
|
| 60 Months |
90% NADA Retail Value |
8.00% APR* |
| *Annual Percentage Rate |
| Consumer Loans: Furniture, Appliances, Satellite Dishes & Etc. |
| New |
|
|
| 36 Months |
100% of Purchase Price |
11.00% APR* |
| Lawn Mowers |
| New |
|
|
| 36 Months <$3000.00 |
100% of Purchase Price |
6.59% APR* |
| 48 Months >$3000.00 |
100% of Purchase Price |
8.00% APR* |
| Unsecured Signature Loans |
| Limits based on years of employment up to a maximum $7500.00 |
| With Share Draft Account |
12.90% APR* |
| Without Share Draft Account |
13.90% APR* |
|





|
Dividend Rates Effective July 1, 2010
| SMALL
SAVER CERTIFICATES (Minimum Deposit $1,000) |
| 6
Months |
1.00%
|
1.00%*
APY |
| 12
Months |
1.10% |
1.11%*
APY |
| 18
Months |
1.40%
|
1.41%*
APY |
| 30
Months |
1.50% |
1.51%*
APY |
| ONE
TIME BUMP UP CERTIFICATE (Minimum Deposit of
$5,000) |
| 18
Months |
1.75%*
|
1.76% APY |
| 30
Months |
1.85%* |
1.87% APY |
| JUMBO
SAVER CERTIFICATES (Minimum Deposit of $50,000) |
| 6
Months |
1.25%*
|
1.26% APY |
| 12
Months |
1.35%* |
1.36% APY |
| 18
Months |
1.70%*
|
1.71% APY |
| 30
Months |
1.80%* |
1.81% APY |
| SUPER
SAVER ACCOUNTS (Minimum Deposit of $2,500) |
| |
1.00%* |
1.00%
APY |
| CLUB
IRA |
| |
1.60%* |
1.61%
APY |
| 30
MONTH IRA CERTIFICATE |
| |
1.90%* |
1.92%
APY |
| SHARE
DRAFT |
| $0.00
– $500.00 |
0.00% |
0.00%
APY |
| $500.01 – OVER |
0.25%* |
0.25%
APY |
| REGULAR
SHARES |
| |
0.50%* |
0.50%
APY |
| CHRISTMAS
CLUBS |
| |
1.00%* |
1.00%
APY |
| VACATION
CLUBS |
| |
0.75%* |
0.75%
APY |
| ACRE CLUB |
| |
0.00%* |
0.00%
APY |
Rates
are subject to change without notice.
Available to qualified members, title and UCC fees will be charged when applicable.
*Annual percentage Rate
Your Savings Federally Insured to at least
$250,000
And backed by the faith and credit of the United States Government
by National Credit Union Administration
a U.S. Government Agency
|
|