| Loan
& Deposit Rates
Loan Rates Effective from AUGUST 1, 2008
| AUTOMOBILES |
| New |
|
|
| 72 Months over $30,000 |
100% of Purchase Price |
5.75% APR* |
| 60 Months under $30,000 |
100% of Purchase Price |
5.55% APR* |
| 48 Months under $30,000 |
100% of Purchase Price |
5.30% APR* |
| Used |
|
|
| 60 Months 1 & 2 years old |
90% of NADA Retail Value |
5.90% APR* |
| 48 Months 3 & 4 Years |
90% of NADA Retail Value |
5.60% APR* |
| 36 Months 5 years & older |
90% of NADA Retail Value |
5.50% APR* |
| BOATS |
| New |
|
|
| 60 Months |
100% of Purchase Price |
7.80% APR* |
| Used |
|
|
| 48 Months |
90% of NADA Retail Value |
7.90% APR* |
| SURF & TURF (Personal Watercraft & All Terrain Vehicles) |
| New |
|
|
| 36 Months |
100% of Purchase Price |
7.55% APR* |
| FARM EQUIPMENT |
| New |
|
|
| 60 Months |
100% of Purchase Price |
8.55% APR* |
| Used |
|
|
| 48 Months |
90% NADA Retail Value |
9.05% APR* |
| RV’S – MOTORIZED AND NON-MOTORIZED |
| New |
|
|
| 120 Months |
100% of Purchase Price |
8.55% APR* |
| Used |
|
|
| 60 Months |
90% NADA Retail Value |
8.05% APR* |
| *Annual Percentage Rate |
| Consumer Loans: Furniture, Appliances, Satellite Dishes & Etc. |
| New |
|
|
| 36 Months |
100% of Purchase Price |
11.30% APR* |
| Lawn Mowers |
| New |
|
|
| 36 Months <$3000.00 |
100% of Purchase Price |
7.30% APR* |
| 48 Months >$3000.00 |
100% of Purchase Price |
8.05% APR* |
| Unsecured Signature Loans |
| Limits based on years of employment up to a maximum $7500.00 |
| With Share Draft Account |
12.90% APR* |
| Without Share Draft Account |
13.90% APR* |
|
|
Dividend Rates Effective August 1, 2008
| SMALL
SAVER CERTIFICATES (Minimum Deposit $1,000) |
| 6
Months |
3.25%*
|
3.30%
APY |
| 12
Months |
3.40%* |
3.45%
APY |
| 18
Months |
3.50%*
|
3.56%
APY |
| 30
Months |
3.60%* |
3.66%
APY |
| ONE
TIME BUMP UP CERTIFICATE (Minimum Deposit of
$5,000) |
| 18
Months |
3.55%*
|
3.61% APY |
| 30
Months |
3.65%* |
3.71% APY |
| JUMBO
SAVER CERTIFICATES (Minimum Deposit of $50,000) |
| 6
Months |
3.50%*
|
3.56% APY |
| 12
Months |
3.55%* |
3.61% APY |
| 18
Months |
3.65%*
|
3.71% APY |
| 30
Months |
3.75%* |
3.82% APY |
| SUPER
SAVER ACCOUNTS (Minimum Deposit of $2,500) |
| |
2.00%* |
2.02%
APY |
| CLUB
IRA |
| |
3.90%* |
3.97%
APY |
| 30
MONTH IRA CERTIFICATE |
| |
4.00%* |
4.07%
APY |
| SHARE
DRAFT |
| $0.00
– $500.00 |
0.00% |
0.00%
APY |
| $500.01 – OVER |
0.50%* |
0.51%
APY |
| REGULAR
SHARES |
| |
1.00%* |
1.00%
APY |
| CHRISTMAS
CLUBS |
| |
2.00%* |
2.02%
APY |
| VACATION
CLUBS |
| |
1.50%* |
1.51%
APY |
Rates
are subject to change without notice.
Available to qualified members, title and UCC fees will be charged when applicable.
*Annual percentage Rate
Your
savings Federally Insured to $100,000 by National Credit Union
Administration a U.S. Government Agency
|
|
